Are you a first-time buyer looking for a mortgage in Spalding? Still, trying to figure out what to expect and need some guidance regarding a first mortgage? Then you’ve come to the right place! Here at Talk Mortgage Broker Spalding, we can help you on your journey to owning your first home!
Are there any schemes to help first-time buyers?
Yes! There are schemes available to help first-time buyers. Here is a list below of said schemes;
- Lifetime ISA – If you’re aged between 18 and 40, the government could add a 25% boost to your savings (up to a maximum increase of £1,000 per year) until you’re 50.
- Right to buy – Also known as the right to acquire, this gives tenants who rent from a council or local housing association the chance to buy the home they live in,
- First Homes scheme – Available to first-time buyers over 18 years old, this scheme offers new-build homes for 30-50% less than their market value.
- Shared ownership – Allows you to co-own a property with a landlord (typically a council or housing association).
How can a Mortgage Broker from Talk Mortgage Spalding help me?
Our experienced mortgage brokers will provide you with fully regulated mortgage advice by the most suitable means, whether in person or on the telephone. Openwork’s compliance departments frequently monitor our shared advice to ensure that our brokers deliver the most appropriate advice for every client.
Talk Mortgage Broker Spalding has your best interests at heart. Our mortgage brokers will search hundreds of deals from lenders across the country, looking for great rates and exclusive offers whilst also taking into account your financial situation as well as the reliability and reputation of the lender.
Who is Talk Mortgage Broker Spalding?
At Talk Mortgage Broker Spalding, we aim to provide you, the customer, with no obligation and helpful advice concerning your mortgage needs. The journey begins with a no-obligation consultation with one of our advisors, who specialise in comparing hundreds of deals to meet the needs of each individual client.
Our brokers will assist you with finding the perfect mortgage and applying for it, and then there to congratulate you at the end of the process. Advisors at Talk Mortgage Broker are there for new homeowners, existing ones, those looking to reduce their monthly spending, and professional investors.
Getting the most valuable deal with a first buyer mortgage involves a fair bit of research and comparison. Talk Mortgage Spalding will do all the legwork for you – we explore your specific situation and find good value deals to meet your needs. We’ll look at rates, fees and criteria to recommend a suitable first buyer mortgage deal.